Policy commentary from an econ, data science, and comparative politics perspective
The easiest and most painless way to save money is to simply save 100% (or at least most) of every raise that you get. It is much easier to maintain a lifestyle at a certain level of spending than it is to reduce your spending. This also goes for if you are a college or… Continue reading What Are the Best Ways to Save Money?
It depends. If you have credit card debt, paying that off is the best. Other debt would need to be compared to your mortgage debt based on interest rates, whether they adjust (and if so, where you think interest rates may go throughout its life), whether they have a balloon payment, tax deductibility, flexibility of… Continue reading Is Paying My Mortgage Off Earlier the Best Financial Decision I Can Currently Make?
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