How Can We Heal the Crisis of Our Country’s Terrible Polarization?

(image via PennToday) Polarization is due to a simple thing: our voting system! The Founding Fathers did not desire nor expect political parties to form, particularly not a two-party system. After all, checks and balances between three branches of government do not work very effectively when one party is guaranteed control of 2/3 branches almost… Continue reading How Can We Heal the Crisis of Our Country’s Terrible Polarization?

How I Joined Cal RCV

I stared at the screen in disbelief and wonder. This was all so much more than I could have ever expected or hoped for! It was so plainly obvious to me now what I had to do. But, let me back up for a moment… It’s the early 2000s. I was a software engineer in… Continue reading How I Joined Cal RCV

What’s This Blog All About?

So, what is this blog all about? Quite simply, it will be aimed at exploring issues in as scientific a manner as possible to spark stimulating conversations and creating new connections and perhaps most importantly, to help me learn. Now, I know the subheader at the top of the page mentions policy commentary, and that… Continue reading What’s This Blog All About?

Is Paying My Mortgage Off Earlier the Best Financial Decision I Can Currently Make?

It depends. If you have credit card debt, paying that off is the best. Other debt would need to be compared to your mortgage debt based on interest rates, whether they adjust (and if so, where you think interest rates may go throughout its life), whether they have a balloon payment, tax deductibility, flexibility of… Continue reading Is Paying My Mortgage Off Earlier the Best Financial Decision I Can Currently Make?